Rental Process Directions

Choose at least 3 rental properties that meet your needs and budget. Among your selections, ensure that at least one property is managed by a private homeowner to maximize your approval odds using our proven approval method.

We recommend selecting multiple properties because approval outcomes can vary based on factors beyond credit history. With 3 or more options, our approval method typically succeeds with at least one property.

Having multiple options increases your chances of securing housing quickly and provides flexibility if one property doesn't work out.

Before submitting your application, contact the property manager or landlord directly. Call or visit the property to verify it meets your criteria and to understand their approval standards.

Key conversation points:

• Ask if their approval process requires a credit score
• Present yourself as someone with limited credit history but strong rental history
• Emphasize your stable income and clean rental record
• Gauge their openness to alternative approval methods

Properties that are open to alternative approval methods are more likely to approve your application using your Renters ID with its established positive rental history.

Important: Mixing personal information with your Renters ID can cause your new credit file to merge with your old one, resulting in application rejection. Keep these completely separate.

Note: If the landlord requires proof that your Renters ID is legitimate, the Renters ID Department will provide the necessary verification documents.

Prioritize properties that offer online applications. Online applications increase approval chances and allow you to submit all required documents electronically.

Application methods to request:

• Online rental application
• Email submission of application and documents
• Fax submission if needed

If you've toured a property but want to apply the next day, let the property manager know you're out of town and request to complete the application online to secure the property immediately.

On your rental application, show 2-3 years of rental history using the address and information provided by the Renters ID Department. Do not reference any addresses from your personal credit history.

Important protections:

• Never allow anyone to run a credit check using your old address
• Ensure creditors use ONLY the information you provide
• If your ID still shows an old address, inform creditors that you haven't updated it yet
• Your Renters ID already includes positive rental history to support your application

By the time you receive your Renters ID, positive rental history has already been added to your credit profile to help you through the screening process.

Prepare proper documentation to support your application. Required documents typically include:

• Proof of income (recent pay stubs, employment letter)
• Rental history documentation
• Personal identification
• Any additional documents requested by the property

Contact the Renters ID Department for their list of third-party providers who can help you obtain proper documentation if needed.

When approved, you'll typically need to pay:

• Application/admin fee
• Security deposit
• First month's rent
• Last month's rent

Confirm all costs with the property manager before submitting your application.

If you face approval challenges or want to apply to luxury properties with higher credit score requirements, you can strengthen your Renters ID by adding additional tradelines.

To add tradelines:

Visit GetLeaseReady.com and inquire about their service to add tradelines to your Renters ID. Additional tradelines can produce an excellent credit score profile on your Renters ID number, significantly increasing your approval odds.